Payroll Crisis — “Some Deposits May Be Temporarily Delayed”: Downdetector Shows Service Disruptions At US Banks

Estimated read time 3 min read

Downdetector has reported that several US banks are facing service disruptions on Friday morning.

Update (1315ET):

Fed Reserve Says ACH Error Impacting Customers

Bitcoin literally fixes this

— zerohedge (@zerohedge) November 3, 2023

Update (1300ET):

A Chase spokesperson told CNN:

“We know some direct deposits haven’t updated because a payroll company has not sent them to us yet,” the spokesperson said. “We will post them as soon as we can but we don’t know the timing yet.”

An industry insider told the media outlet: “The issue appears to be related to the Automated Clearing House (ACH), which is a network for processing transactions.” 

Original article below:

Downdetector has reported that several US banks are facing service disruptions on Friday morning. Meanwhile, users on the ‘free speech’ social media platform X complain that the Automated Clearing House system is down. 

Downdetector shows Truist, Bank of America, Chase, US Bank, and Wells Fargo are experiencing widespread outages and disruptions that began around 0800 ET. 

Bank of America started experiencing problems around 0800 ET. 

A message on Bank of America’s webpage reads, “Some deposits may be temporarily delayed … Some deposits from 11/03 may be temporarily delayed due to an issue impacting multiple financial institutions. Your accounts remain secure, and your balance will be updated as soon as the deposit is received. You do not need to take any action.”

Here’s what X users are saying:

On a day these idiots can’t figure out how to fix the ACH system after it went down today. FYI most folks haven’t received their direct deposits today because of it. Blockchain fixes this.

— swpotatoe (@elsweetpotato) November 3, 2023

Hey, is anyone else having issues with your direct deposit? Apparently the #FED ACH Clearinghouse servers went down and no one was notified. #WSOCTV #BreakingNews

— Kim (@Nightwing123) November 3, 2023

This was just put on the BOA website

— Kim (@Nightwing123) November 3, 2023

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